Loans are subject to status and are not available
to under 18's or to non-UK residents.
On The Move Ltd is limited company registered in England
no. 3871784
Registered with the Office Of Fair Trading - Consumer
Credit Licence (CCL) No: 516350
Registered for Data Protection - Registration number Z4966058
Registered office: 49 Kinburn Street London SE16 6DW
Mortgages
A mortgage on your home is required and some lenders may
require insurance.
Representative examples
Type
Initial
rate
Standard
variable
rate at start
APR
Monthly payments
Variable rate
5.75%
5.75%
7.7%
300 at £287.50
Application /
administration
fee
Total
amount
payable
Early repayment charge
Nil
£146,884.00
3 months interest at the variable
rate during first year
Type
Initial
rate
Standard
variable
rate at start
APR
Monthly payments
Fixed rate
5.39%
5.00%
(bank base rate plus 1.00%)
5.6%
59 at £426.71 followed by
241 at £395.83
Application /
administration
fee
Total
amount
payable
Early repayment charge
£399.00
£218,153.92
7% of the amount redeemed until
28th Feb 2003, 6% until 28th Feb 2005 and
5% until 28th Feb 2007, plus £100 administration
fee
Type
Initial
rate
Standard
variable
rate at start
APR
Monthly payments
Discounted rate
for 1 year
4.80%
5.80%
6.0%
12 at £240.00 followed by
288 at £290.00
Application /
administration
fee
Total
amount
payable
Early repayment charge
£300.00
£147,220.00
Repayment of the discount received
during first 2 years
Type
Initial
rate
Standard
variable
rate at start
APR
Monthly
payments
Tracker
Bank base rate, currently 4.00%, plus 1.00%
until 2nd Sep 2008
5.00%
5.95%
5.6%
80 at £250.00 followed by
220 at £297.50
Application /
administration
fee
Total
amount
payable
Early repayment charge
Nil
£146,130.70
Nil
Type
of mortgage
Initial
rate
Standard
variable
rate at start
APR
Monthly
payments
Capped rate
until 1st Nov 2004
5.99%
5.75%
6.7%
33 at £299.50 followed by
267 at £287.50
Application /
administration
fee
Total
amount
payable
Early repayment charge
£295.00
£147,555.00
Nil
Representative examples assume the following:
A mortgage loan of £60,000
to purchase a property valued at £100,000 over 25 years
(300 monthly payments). Rates are variable except for
any period during which a fixed rate applies.
Estimated legal fees (including
Land Registry fees) of £250 and sealing fee of £75.
For fixed, capped and discounted
rate mortgages, it is assumed that the fixed / capped
/ discounted rate applies for the period of the fix
/ cap / discount, and that the rate then reverts to
the standard variable rate applying at the commencement
of the mortgage. In fact, the standard variable rate
is likely to have changed by the end of the fixed/capped/discounted
rate period.
Home owner loans
The following information is intended to give you an idea
of how much it would cost you to borrow the amount you require*.
Look down the left to find the amount you want to borrow
then look along the top to see the length of time you wish
to repay the loan over. Your monthly repayments are in the
box that intersects your chosen row and column. But please
remember this is only a guide. You can call our experienced
advisers at any time for assistance.
APR
Borrow
60
months
90
months
120
months
180
months
240
months
300
months
7.9%
£50,000
1006.00
732.26
598.00
468.50
408.00
375.00
£45,000
905.40
659.03
538.20
421.65
367.20
337.50
£40,000
804.80
585.81
478.40
374.80
326.40
300.00
£35,000
704.20
512.58
418.60
327.95
285.60
262.50
9.7%
£30,000
627.65
464.79
385.50
310.31
276.43
258.70
£25,000
523.05
387.32
321.25
258.59
230.36
215.58
£20,000
418.44
309.86
257.00
206.87
184.29
172.46
11.4%
£17,000
368.64
277.17
233.06
191.98
174.13
165.20
£15,000
325.27
244.56
205.64
169.40
153.65
145.76
£12,000
260.22
195.65
164.51
135.52
122.92
116.61
£10,000
216.85
163.04
137.09
112.93
102.43
97.17
12.9%
£9,000
201.24
153.24
130.31
109.34
100.53
96.31
£8,500
190.06
144.73
123.07
103.26
94.95
90.96
£8,000
178.88
136.22
115.83
97.19
89.36
85.61
£7,500
167.70
127.70
108.59
91.12
83.78
80.26
£7,000
156.52
119.19
101.35
85.04
78.19
74.91
£6,500
145.34
110.67
94.11
78.97
72.61
69.56
£6,000
134.16
102.16
86.88
72.89
67.02
64.21
£5,000
111.80
85.13
72.40
60.74
55.85
53.51
* These illustrations are based upon assumed APR's,which
may not necessarily be applicable at the time of applying
for a loan.
Typical example: A loan of £10,000 over 60 months =
£216.85 per month. Total amount payable £13,011. APR
11.4% variable.
All loans subject to the lender's underwriting criteria
and applicant's status.
