Frequently Asked Questions
The following questions are often asked and we hope that
the answers given will provide you with the information
that you need to decide upon your loan or mortgage application.
However, we fully realise that everybody's circumstances
are different and that you may have a question that is
not listed. This is why, unlike many online organisations,
we actively encourage you to pick up the phone and call
a qualified adviser. They are there to help you reach
the right decision and will try hard to answer your every
query. They really do know their stuff and have helped
thousands to find their mortgage. The service that they
provide is both impartial and free to you and carries
no obligation on your behalf.
Do you select products from just a few lenders or
from every lender?
A team of mortgage product specialists, constantly monitors
every UK lender's mortgage products, to update the specially
devised database that enables you to search, real-time,
for the mortgage that is right for you. This exclusive
database is updated daily, with all the products currently
available in the UK from some 120 lenders. Click the link
to see a list of lenders.
Is there any home owner loan or mortgage insurance
available?
Mortgages and loans are major financial commitments and
to help provide you with peace of mind, it is strongly
recommended that you take advantage of the Accident, Sickness
and Unemployment insurance plans available with mortgages
and loans. Currently, with (first) mortgages sourced through
On The Move Ltd, our strategic partner will provide, free,
six months Accident, Sickness and Unemployment (ASU) insurance.
Do I have to send lots of confidential information
over the internet?
No. You don't have to send any information over the internet
if you do not wish to.
Can I send my mortgage requirements to you by e-mail?
Yes that's fine. You can e-mail us at info@a-mortgages-website.co.uk.
How much will it cost me to apply for a mortgage from
A-Mortgages-Website.co.uk?
The information provided by this service is available
entirely free of charge. When you apply for a mortgage,
you should expect charges for things such as application
fees, valuation reports and so on required by the Lender,
which, typically, will be common to any mortgage application.
These costs will be made very clear to you before you
make any commitment for a loan.
Can I get a written quotation?
Yes. When you speak to a professional mortgage adviser
arrangements will be made to send you a full quotation
which fully complies with the requirements of the Code
of Mortgage Lending Practice.
Are the A-Mortgages-Website.co.uk strategic partners
for mortgages and loans a recognised mortgage company?
Yes. A-Mortgages-Website.co.uk is the trading name of
On The Move Ltd, a fully licensed Credit Broker.
If my mortgage requirements are non standard, can
you help?
In most cases. Almost the full spectrum of mortgage products
are accessed by this service, including loans for the
self-employed, borrowers with County Court Judgements
(CCJ's) or an impaired credit record, first time buyers,
council tenants purchasing property under the Right to
Buy scheme and individuals buying property as an investment.
Second charge mortgages and personal loans can also be
arranged.
Where can I find further information about On The
Move Ltd?
For further information on On The Move Ltd, click
Other information on the right navigation bar. Alternatively
e-mail us at info@a-website.co.uk
and we will send you further information or answer any
specific queries you may have.
WRITTEN QUOTATION AVAILABLE ON REQUEST. LOANS SUBJECT
TO STATUS. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP
REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.
Please see important credit information.
Copyright © All rights reserved.
